最新的车险计算及方法

2023年12月23日发(作者：2006款沃尔沃s80)

机动车商车辆损失险1年以下固定保费费率6座以下5931.41%非营业个人6-10座7111.41%10座以上7111.41%6座以下3281.09%6-10座3941.03%非营业企业客车10-20座3941.11%20座以上4101.11%6座以下2540.84%6-10座3050.80%非营业机关客车10-20座3050.84%20座以上3180.84%2吨以下2360.91%2-5吨3051.17%非营业货车5-10吨3331.28%10吨以上2201.56%低速载货汽车2010.77%营业车及特种车2年以下固定保费费率6座以下9943.05%6-10座10892.25%10-20座10972.00%20－36座9911.97%36座以上28422.27%6-10座9271.87%10-20座9351.66%20－36座8471.63%36座以上23931.89%6-10座10512.16%10-20座10591.92%20－36座9571.89%36座以上27372.18%2吨以下10332.51%2-5吨11552.28%5-10吨13572.35%10吨以上21702.62%低速载货汽车8782.13%特种车一11552.28%特种车二5551.03%特种车三4800.90%特种车四12172.28%非营业用车1-2年2-6年固定保费费率固定保费费率5641.34%5591.33%6771.34%6701.33%6771.34%6701.33%3131.03%3091.02%3750.98%3710.97%3751.06%3711.05%3911.06%3871.05%2420.80%2400.80%2900.76%2880.76%2900.80%2880.80%3030.80%3000.80%2250.86%2230.86%2901.12%2871.10%3171.22%3141.21%2091.48%2071.47%1910.74%1890.73%车辆损失险2-3年3-4年固定保费费率固定保费费率9843.02%9742.99%10782.23%10672.20%10861.98%10751.96%9811.95%9721.93%28142.25%27852.23%9181.85%9091.83%9251.64%9161.63%8381.61%8301.60%23691.87%23451.85%10402.14%10302.12%10481.90%10381.88%9481.87%9381.85%27092.16%26822.14%10232.48%10122.46%11432.25%11322.23%13432.33%13302.31%21482.60%21262.57%8692.11%8612.09%11432.25%11322.23%5491.02%5441.01%4750.89%4700.88%12052.26%11922.23%6年以上4年以上出租、租赁营业客车城市公交营业客车公路客运营业客车营业货车特种车

挂车挂车车辆损失险、全车盗抢险保险费按同使用性质、同吨位货车对应档次注：1.车辆损失险及全车盗抢险保费＝固定保费（元）＋保险金额×费率（％）； 2.商业第三者责任险100万以上限额保费计算公式＝（N－2）×（A－50万限额保费）×（1－N×0.005)+A，式中A指同档次限额为10 3.特种车一：油罐车、汽罐车、液罐车;特种车二：专用净水车、特种车一以外的罐式货车，以及用于清障、清扫、清洁、起重、装摩托车与拖拉机摩托车拖拉机50CC及以下50CC-250CC（含）250CC以上及侧三轮兼用型拖拉机14.7KW及以下拖兼用型拖拉机14.7KW以上拉运输型拖拉机14.7KW及以下机运输型拖拉机14.7KW以上摩托车车辆损失险固定保费15213费率2.09%2.76%4.14%0.89%2.11%1.53%2.23%免费在线车险计算器地址：/GzGlW

动车商业保险行业基本费率表（B款）（中国保险行业协会制定 2008年）商业第三者责任保险6年以上固定保费费率5761.37%6911.37%6911.37%3191.06%3831.00%3831.08%3991.08%2470.82%2960.78%2960.82%3090.82%2300.88%2961.14%3241.24%2131.51%1950.75%4年以上固定保费费率9943.05%10892.25%10972.00%9911.97%28422.27%9271.87%9351.66%8471.63%23931.89%10512.16%10591.92%9571.89%27372.18%10332.51%11552.28%13572.35%21702.62%8782.13%11552.28%5551.03%4800.90%12172.28%5万66784685667001,0821,2501,64667910万9549839831,0671,0911,2071,2629469051,0791,3211,1261,5641,7832,31995715万20万30万50万1,6021,5981,5981,7341,7961,9952,1721,5371,4721,7542,1481,8312,6282,9433,7701,557100万2,0862,0812,0812,2582,3402,5992,8292,0001,9162,2842,7972,3853,4233,8324,9082,0271,0881,1821,3351,1121,1991,3421,1121,1991,3421,2061,3011,4561,2381,3391,5041,3701,4841,6691,4491,5851,7991,0691,1521,2911,0241,1041,2361,2201,3161,4731,4941,6111,8041,2741,3731,5381,7831,9392,1902,0232,1912,4622,6222,8273,1661,0831,1671,306商业第三者责任保险15万2,4932,8573,0864,3125,7072,6682,9724,2215,1283,0033,3444,9226,2652,3363,8984,3087,0971,9856,7521,8548666,41520万2,7273,1263,3944,7866,2922,9193,2514,6465,6923,2863,6595,3866,8552,5714,2924,7437,8142,1867,4982,0519637,49830万3,1643,6273,9585,6327,3553,3873,7735,4236,6973,8124,2456,2497,9533,0285,0535,5859,2012,5738,9042,4861,1719,3495万1,4211,6291,7222,3153,1551,5211,6942,3492,7521,7121,9062,8063,5711,2732,1252,3483,8681,0823,5521,2765833,37510万2,1452,4582,6413,6564,8742,2942,5573,6104,3472,5832,8774,2355,3891,9853,3133,6616,0311,6875,6891,6427645,40450万4,0114,5965,0427,2379,3894,2924,7816,9138,6064,8305,3817,91810,0793,7956,3347,00111,5343,22611,2563,2571,54011,818100万5,2766,0476,6339,51812,3495,6446,2889,09411,3196,3547,07710,41713,2584,9578,2739,14415,0644,21414,7004,8012,25815,436

应档次保险费率和固定保费的50％计算保费。挂车商业第三者责任险基准保费按对应档次货车基准保费的30％，式中A指同档次限额为100万元时的三者险保费；N=限额÷50万元，限额必须是50万元的整倍数。以及用于清障、清扫、清洁、起重、装卸、升降、搅拌、挖掘、推土、冷藏、保温等的各种专用机动车;特种车三：装有固定专用仪器设备从事专业工作拖拉机基准费率表商业第三者责任保险费率2.09%2.76%4.14%0.89%2.11%1.53%2.23%5万375353010万4869467315万5578175720万618814630万7313290050万961411,055100万1392061,378

全车盗抢险固定保费费率车上人员责任险司机座位乘客座位玻璃单独破碎险进口国产1200.42%1400.39%1400.39%1200.45%1300.45%1300.45%1400.44%1100.42%1200.46%1200.43%1300.41%1300.50%1300.50%1300.50%1300.50%1300.50%全车盗抢险固定保费190140费率0.46%0.43%0.45%0.46%0.46%0.46%0.45%0.45%0.45%0.47%0.45%0.41%0.45%0.50%0.50%0.50%0.50%0.50%0.52%0.51%0.51%0.51%0.40%0.26%0.38%0.25%0.38%0.25%0.42%0.26%0.39%0.23%0.39%0.23%0.41%0.25%0.40%0.25%0.37%0.22%0.38%0.23%0.39%0.24%0.47%0.29%0.47%0.29%0.47%0.29%0.47%0.29%0.47%0.29%车上人员责任险司机座位0.50%0.40%0.42%0.42%0.42%0.42%0.44%0.50%0.50%0.42%0.44%0.50%0.50%0.77%0.77%0.77%0.77%0.77%0.62%0.62%0.62%0.62%乘客座位0.31%0.24%0.26%0.26%0.26%0.26%0.27%0.31%0.31%0.26%0.27%0.31%0.31%0.48%0.48%0.48%0.48%0.48%0.41%0.41%0.41%0.41%0.31%0.19%0.30%0.19%0.36%0.22%0.24%0.13%0.24%0.14%0.28%0.15%0.29%0.17%0.24%0.13%0.24%0.13%0.28%0.15%0.29%0.16%0.16%0.11%0.16%0.11%0.16%0.11%0.16%0.11%0.16%0.11%玻璃单独破碎险进口0.31%0.31%0.35%0.43%0.48%0.31%0.35%0.45%0.49%0.32%0.37%0.45%0.49%0.18%0.18%0.18%0.18%0.18%0.15%0.16%0.17%0.18%国产0.19%0.19%0.21%0.25%0.28%0.19%0.21%0.26%0.29%0.20%0.22%0.26%0.29%0.12%0.12%0.12%0.12%0.12%0.08%0.08%0.09%0.09%

的30％计费。用仪器设备从事专业工作的监测、消防、运钞、医疗、电视转播等的各种专用机动车;特种车四：集装箱拖头全车盗抢险固定保费25252525252525费率1.00%1.00%1.00%1.00%1.30%1.00%1.30%车上人员责任险不分司机、乘客座位0.50%0.50%0.50%0.50%0.50%0.50%0.50%注：车辆损失险、全车盗抢险保费＝固定保费（元）＋保险金额×费率（％）。