2024年1月7日发(作者：名爵3图片)

Coins and paper money will soon be

replaced by credit and bank cards.

Eventually, we will have a cashless society

which will be safer and more convenient for

everyone.

To what extent do you agree or disagree?

You should use your own ideas, knowledge and

experience and support your arguments with

examples and relevant evidence. Write at least

250 words.

Sample Answer 1:

With the technological advancements in the

banking system, nowadays people are

presented with numerous ways of paying for

purchases. It is often said that electronically

operated banking cards will displace the use of

paper money and coins. However, I don’t

believe that modern payment methods will take

over completely from traditional banknotes and

coins. There are various advantages of modern

monetary exchange.

Firstly, it is now increasingly common for people

to shop online where they cannot use paper

money and coins to pay. Thus, people

eventually embrace the modern method of

payment to be able to participate in online

commerce. Secondly, the security features of

credit cards and online method of monetary

exchange give authorities the capability of

tracing the use of the cards. However, if the

person carrying money is robbed then it is

difficult to find out where the stolen money is

used.

Furthermore, the safety features of modern

monetary exchange will be invaluable for people

who want to keep their hard-earned money safe.

Even though electronic cards have brought

tremendous comforts and convenience to

people, these cannot entirely replace the

traditional money exchange. Paper money and

metal coins have long been used as a medium

of exchange and a standard of value in almost

all societies.

Thus, the traditional monetary system has a

cultural, historical and social background which

are impossible to change. Internet banking is not

always fully secured. There is ample evidence of

computer viruses, hackers and crimes. Humans

have developed a certain emotional bonding

with paper money and coins. Coin collectors, for

example, will inevitably get hurt after entire

replacement of traditional money and coins.

In conclusion, the modern monetary exchange

has certainly benefited people by bringing

convenience and avoiding certain problems from

using paper money and coins. > By - Nirob

Sample Answer 2:

As we know consumer behaviour has changed

remarkably by the use of plastic cards like debit

cards credit cards and such tremendous

changes have completely affected our daily life.

It is likely that we will no longer use paper

money in near future and will create a friendly

and safer cashless society. I partially agree with

this perspective.

On the one hand, I totally accept that the

development of credit cards and debit cards

benefits people a lot. We can easily sum up bills

in one payment, efficiently manage accounts

and even pick up a luxury handbag or any other

product from an overseas website and pay

online. There are also extra services which are

provided by credit card companies such as

payment insurance, protections of shopping etc.

Due to the fact, people get used to plastic

money which impulsive several companies like

Apple and Alibaba to develop further virtual

payment such as the mobile wallet. Finally, this

trend will lead us to a new generation of

cashless society.

On the other hand, the forms of money had

transited in our human history several times,

from shells, rare metal to plastic money, and

now we are still in the period of transition. No

one can promise a cashless society will make

our payment safer and completely better for the

individual. There is a good amount of coverage

and news reveal that some people do not

revolve their credit and overuse credit card.

Furthermore, credit card fraud can happen in

several ways, and it is difficult for people to

prevent it by themselves or even deal with it.

Thus, a cashless society may not equal to a

well-protected or more suitable world for

everyone.

In conclusion, it seems to me that plastic money

improves our life and a society without cash will

be coming soon. However, I doubt that there will

be much higher in quality and harmless for

ordinary people.

更多推荐

图片,社会,名爵,无现金,作者